#100: Comfort Can Be The Thing Holding Us Back

I just passed my 1.5 years as a federal employee!

Meanwhile, a woman who sits nearby reached her 45-year anniversary as a federal employee.

I was in shock. She could retire with a full pension and health insurance for the rest of her life, but she’s sitting only 50 feet away from me at work.

How could someone continue to work even after 45 years when a pension is waiting for them? The answer is comfort.

It’s weird to admit but comfort is killing my momentum and it could be killing yours too.

That’s why it’s important to stay surrounded with like-minded individuals and why I’m launching MMV Pro.

Over the years, I’ve been putting out content as a solo creator, but I came to the conclusion that my audience partly consumes social media because they want to learn and connect with people who share similar aspirations. Often, the conversations evolve to their personal situations and what they’re working on.

One person I spoke with was building a SaaS company and was able to start a business with it. Another person is a real estate investor and decided to finally buy their dream home of $1.5M. Another person purchased their first vacation rental and is expected to do $85,000 in revenue in their first year!

This is the kind of content I love to see; stories from real people with real numbers.

Real paths to financial independence that don’t require selling courses or pretending everyone can work from home with digital marketing.

MMV Pro is for people who don’t just want information, but momentum.

This is for people who want to build wealth by taking action instead of just tracking their budget.

✅ Personal Finance Dashboard included in the ‘Welcome Email’
✅ Exclusive real-life case studies of community members’ money journeys
✅ Exclusive interviews with selected guests vetted by me with questions asked by MMV Pro members
✅ MMV Pro member-only AMAs
✅ Lifetime access to past issues
🟢 [Future] Mini-courses
🟢 [Future] Community forum

This isn’t just for motivation. The goal is for all of us to make better decisions to be financially better so that we can all achieve financial independence and fulfillment.

Upgrade here

FYI, the first 25 members will be locked-in at the ‘Founding Member’ rate, no matter what other perks get added. After the 25th member joins, the price will go up.

₿ Coinbase adds prediction markets and stock trading in push to be one-stop trading app
Coinbase is venturing into.. STOCKS?!

📈 US economy flashes warning signs in new data, some analysts say
Unemployment rate rose to its highest level in 4 years with a slowdown in hiring. The Federal Reserve cut interest rates to improve the job market, but I don’t think it’s enough. Companies are all looking for ways to cut back spending.

🇺🇸 Trump's economic approval hits a new low at 36%, poll finds
The economy was one of Trump’s strengths in his first administration, but now, “Democrats are slightly more trusted to handle the economy than Republicans - 37% to 33%.” Yikes! Midterm elections are going to be interesting.

In 1999, the S&P 500 peaked. Then it took 14 years to gradually recover by 2013.

Today? Goldman Sachs sounds crazy forecasting 3% returns for 2024 to 2034.

But we’re currently seeing the highest price for the S&P 500 compared to earnings since the dot-com boom.

So, maybe that’s why they’re not alone; Vanguard projects about 5%.

In fact, now just about everything seems priced near all time highs. Equities, gold, crypto, etc.

But billionaires have long diversified a slice of their portfolios with one asset class that is poised to rebound.

It’s post war and contemporary art.

Sounds crazy, but over 70,000 investors have followed suit since 2019—with Masterworks.

You can invest in shares of artworks featuring Banksy, Basquiat, Picasso, and more.

24 exits later, results speak for themselves: net annualized returns like 14.6%, 17.6%, and 17.8%.*

My subscribers can skip the waitlist.

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_{*Investing involves risk. Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd.}

"It’s weird to admit but comfort is killing my momentum.."

Imagine this:

My back isn’t against a wall and I’m not wondering how I’m going to pay rent next week. Comfort makes it too easy to just sit back and relax.

If I was worried about having enough money to pay rent, you bet I’ll be hustling because I have a wife who relies on me.

The fact that my life isn’t a dumpster fire is the reason why I’m not hustling my butt off.

In the short term, being comfortable is okay. In the long term, there will be hidden costs.

Example:

You stopped pushing after you got the hang of the job because there’s no pressure to move up.

The longer you stay comfortable, the harder it feels to take risks, the more you rationalize “later”, and the easier it is to confuse activity with progress.

This isn’t all to say that comfort is the enemy. Comfort is fine for awhile. Staying there for a long period of time is what you need to watch out for.

Ask yourself this: if your life stayed the same in terms of income, lifestyle, and time freedom for the next five years, would you feel satisfied or quietly ashamed?

Acknowledging this is the reason why I’m starting the community membership.

It requires me to do something new (connect with more people), to produce more great content, and to help fund the added costs that come with the membership business model.

If you want to be one of the founding members of the community, you can join here:

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